|LIAFCU Routing Number: 221492002||Phone: 631-291-9160|
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An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. This service can protect you from additional fees at the place of purchase.
We offer overdraft protection plans, such as a link to a savings account, an overdraft line of credit and Courtesy Pay.
Overdraft Line of Credit
Members may be approved for an overdraft line of credit up to $1,000. The payment for using this added feature is $91/mo.
Courtesy Pay is a service that allows us to pay items presented against your checking account when your account balance is not sufficient to do so. Instead of returning the transaction for non-sufficient funds we pay it and overdraw your account.
Contact a LIAFCU representative today to learn more and to apply for our overdraft line of credit or courtesy pay.